When it comes to protecting your valuables with insurance, it’s important to understand the concept of sub-limits—a common but often overlooked detail in many policies. Sub-limits refer to specific category limitations within an insurance policy, which can significantly impact how much you’re reimbursed in the event of a claim. What are sub-limits? While your insurance…

As the holiday season approaches, you’re likely looking forward to a well-deserved getaway. But amidst the excitement, have you thought about documenting and protecting the valuable possessions you’re leaving behind? Neglecting this simple step could create significant challenges if theft or loss occurs while you’re away. As the holiday season approaches, you’re likely looking forward…